Hazardous Activities

Welcome to our Hazardous Activities section. Find below a list of all the activities our insurance policies can cover. For more information on one, check out our guides on the right hand side.

HAZARDOUS SPORTS COVER (STANDARD)

Archery (amateur)
Badminton (amateur)
Baseball (amateur)
Basketball (amateur)
Beach games
Bungee jump (1)
Camel / Elephant Riding
Canoeing (Up to Grade 3)
Clay pigeon shooting
Cricket (amateur)
Cycling (Other than specified)
Dinghy sailing
Fell walking
Fencing
Fishing
Football (amateur)
GAA Football (amateur)
Golf (amateur)
Hiking (under 2,000 metres altitude)
Hockey (amateur)
Horse riding (up to 7 days)
Jet boating
Jet ski-ing
Jogging
Marathon running (amateur)
Motorcycling up to 50cc (wearing a crash helmet – no racing)
Netball (amateur),
Non manual work (Including professional administrative
or clerical duties only.)
Orienteering,
Outwardbound pursuits,
Paintballing
Parascending / Parasailing (over water)
Pony trekking
Racquetball
Rambling (under 2,000 metres altitude)
River canoeing up to Grade 3
Roller skating
Roller blading
Rounders
Rowing
Running-sprint/long distance (amateur)
Safari (UK organised)
Sail boarding
Sailing within territorial waters
Scuba diving* down to 30 metres if qualified and not diving
alone or accompanied by a qualified instructor (see notes
below),
Skate boarding
Snorkelling
Squash (amateur)
Surfing (amateur, under 14 days)
Tennis (amateur)
Tour operator safari
Track events
Trekking (under 2,000 metres altitude)
Volleyball (amateur)
War games
Water polo (amateur)
Water ski-ing (amateur)
Windsurfing (amateur)
Yachting (racing/crewing inside territorial waters)
*Scuba diving - scuba diving to the following depths.
Provided You are diving under the direction of an
accredited dive marshal, instructor or guide.
Alternatively, if qualified, within the guidelines of the
relevant diving or training agency or organization and not
diving alone:
PADI Open Water -18 metres
PADI Advanced Open Water -30 metres
BSAC Ocean Diver -20 metres
BSAC Sports Diver -30 metres*
BSAC Dive Leader -30 metres*
We must agree with any equivalent qualification. If You do
not hold a qualification, We will only cover You to dive to a
depth of 18 metres.
You will not be covered under this policy if You travel by air
within 24 hours of participating in scuba diving